Credit cards · Uganda

Absa Uganda Visa Classic Credit Card ✓

Uganda · Credit cards · Visa / EMV / Chip & PIN / Contactless / 3D Secure · Credit
CreditVisaEMVChip & PINContactless3D Secure
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyVisa / EMV / Chip & PIN / Contactless / 3D Secure
Last verifiedAugust 2026

An everyday Visa Classic credit card with no joining fee, up to 50 interest-free days, cash withdrawals of up to 40% of the credit limit, and eligible purchases convertible into 3, 6, 9 or 12-month instalments. The image is the real card design published on Absa Uganda's website; issued designs may change.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletNot supported
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Google WalletNot supported
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RechargeableNot supported
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RefundableNot supported
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VisaVisa / EMV / Chip & PIN / Contactless / 3D Secure

Card information

CountryUganda
Card typeCredit cards
TechnologyVisa / EMV / Chip & PIN / Contactless / 3D Secure
CurrencyUGX
Physical card✓ Yes
Apple Wallet✗ No
Google Wallet✗ No
Rechargeable✗ No
Refundable✗ No

Fees

Free / No fee information

How to get it

Applicants usually need a net monthly salary of UGX 1,000,000 to UGX 3,999,999, or a fixed deposit of at least UGX 3,000,000 as cash security; submit ID, recent proof of income, financial card and employment terms, plus a valid work permit for foreign nationals. Final approval rests with the bank.

Fee details

This card is free or fee information is unavailable.

How to get it

Applicants usually need a net monthly salary of UGX 1,000,000 to UGX 3,999,999, or a fixed deposit of at least UGX 3,000,000 as cash security; submit ID, recent proof of income, financial card and employment terms, plus a valid work permit for foreign nationals. Final approval rests with the bank.

Where to use

Suited to local and international Visa purchases, online payments, ATM withdrawals, everyday rewards and eligible Buy Now Pay Later instalments. International transactions carry a foreign exchange markup.

Top-up methods

This is a credit card, not a stored-value card, so it cannot be topped up; repay via Absa internet banking, mobile banking, direct debit or other channels the bank supports.

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Fees & rates

Fees & rates
Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.