Credit cards · United States
Bank of America® Customized Cash Rewards Secured ✓
United States · Credit cards · Visa / EMV / Contactless · Credit
CreditVisaEMVContactless
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyVisa / EMV / Contactless
Last verifiedAugust 2026
A secured credit card requiring a refundable deposit, with cash back in a category you choose. The annual fee is $0. Earn rates, welcome bonus, APR, fees and benefits change, so check the official terms when applying.
Core benefits
Core benefits✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features
Key features
Key features▣
Physical cardPhysical card supported
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Apple WalletAdd to Apple Wallet
G
Google WalletMobile payments supported
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RechargeableNot supported
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RefundableNot supported
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VisaVisa / EMV / Contactless
Card information
CountryUnited States
Card typeCredit cards
TechnologyVisa / EMV / Contactless
CurrencyUSD
Physical card✓ Yes
Apple Wallet✓ Yes
Google Wallet✓ Yes
Rechargeable✗ No
Refundable✗ No
Fees
Card price$0
Deposit$200
How to get it
This card usually requires a refundable deposit of $200–$5,000; the limit and deposit are decided by the bank. Before applying, review the current Pricing & Terms, welcome bonus eligibility, APR and fees.
Fees & rates
Fees & ratesCard price$0Deposit$200Recommended credit scoreGood or above
Frequently asked questions
View all →How do I earn the welcome bonus?›
See the issuer's latest terms and application page for specific rules.
Which partners can receive transferred points?›
See the issuer's latest terms and application page for specific rules.
Is there a foreign transaction fee?›
See the issuer's latest terms and application page for specific rules.
How is the annual fee charged or offset?›
See the issuer's latest terms and application page for specific rules.