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Home / United States / Credit cards / Bank of America® Premium Rewards® Elite
Credit cards · United States

Bank of America® Premium Rewards® Elite ✓

United States · Credit cards · Visa Infinite / EMV / Contactless · Credit
CreditVisa InfiniteEMVContactless
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyVisa Infinite / EMV / Contactless
Last verifiedAugust 2026

A premium travel rewards card with airport lounges, travel credits and lifestyle benefits. The annual fee is $550. Earn rates, welcome bonus, APR, fees and benefits change, so check the official terms when applying.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletAdd to Apple Wallet
G
Google WalletMobile payments supported
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RechargeableNot supported
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RefundableNot supported
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Visa InfiniteVisa Infinite / EMV / Contactless

Card information

CountryUnited States
Card typeCredit cards
TechnologyVisa Infinite / EMV / Contactless
CurrencyUSD
Physical card✓ Yes
Apple Wallet✓ Yes
Google Wallet✓ Yes
Rechargeable✗ No
Refundable✗ No

Fees

Card price$550

How to get it

Apply online from the official Bank of America product page and pass identity, income and credit checks. Before applying, review the current Pricing & Terms, welcome bonus eligibility, APR and fees.

Fee details

Card price$550

How to get it

Apply online from the official Bank of America product page and pass identity, income and credit checks. Before applying, review the current Pricing & Terms, welcome bonus eligibility, APR and fees.

Where to use

A premium travel rewards card with airport lounges, travel credits and lifestyle benefits. It supports chip, contactless and eligible digital wallets; judge whether it suits you by weighing the annual fee, reward structure and the benefits you will actually use.

Top-up methods

A credit card is not a stored-value card and cannot be topped up. Repay the statement from a Bank of America or external bank account; pay at least the minimum on time, and ideally in full to avoid interest.

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Fees & rates

Fees & rates
Card price$550Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.