Credit cards · Philippines

American Express Credit Card ✓

Philippines · Credit cards · American Express / EMV / Contactless / 3D Secure · Credit
CreditAmerican ExpressEMVContactless3D Secure
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyAmerican Express / EMV / Contactless / 3D Secure
Last verifiedSeptember 2026

American Express Credit Card is a personal credit card listed on BDO Unibank's domestic website in September 2026. The card image comes from the bank's official product catalogue.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletNot supported
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Google WalletNot supported
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RechargeableNot supported
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RefundableNot supported
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American ExpressAmerican Express / EMV / Contactless / 3D Secure

Card information

CountryPhilippines
Card typeCredit cards
TechnologyAmerican Express / EMV / Contactless / 3D Secure
CurrencyPHP
Physical card✓ Yes
Apple Wallet✗ No
Google Wallet✗ No
Rechargeable✗ No
Refundable✗ No

Fees

Free / No fee information

How to get it

Apply via the bank's website, mobile banking or a branch; identity, income and credit checks are required, and final eligibility and limit depend on bank approval.

Fee details

This card is free or fee information is unavailable.

How to get it

Apply via the bank's website, mobile banking or a branch; identity, income and credit checks are required, and final eligibility and limit depend on bank approval.

Where to use

Can be used for purchases, online payments, ATMs or overseas transactions where American Express is supported, under the product rules; actual features follow the official terms.

Top-up methods

Credit cards cannot be topped up; repay your statement through the bank's supported channels.

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Fees & rates

Fees & rates
Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.