Credit cards · Timor-Leste

BNU Timor Visa Gold Credit Card ✓

Timor-Leste · Credit cards · Visa / EMV / Contactless / Chip & PIN · Credit
CreditVisaEMVContactlessChip & PIN
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyVisa / EMV / Contactless / Chip & PIN
Last verifiedAugust 2026

An international Visa Gold credit card for higher-limit needs, usable at Visa merchants, online and at ATMs worldwide. The image is the real product photo published on BNU Timor's website.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletNot supported
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Google WalletNot supported
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RechargeableNot supported
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RefundableNot supported
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VisaVisa / EMV / Contactless / Chip & PIN

Card information

CountryTimor-Leste
Card typeCredit cards
TechnologyVisa / EMV / Contactless / Chip & PIN
CurrencyUSD
Physical card✓ Yes
Apple Wallet✗ No
Google Wallet✗ No
Rechargeable✗ No
Refundable✗ No

Fees

Free / No fee information

How to get it

Enquire and apply at a BNU Timor branch, subject to the bank's identity, income, repayment capacity and credit checks; the actual limit and eligibility depend on approval.

Fee details

This card is free or fee information is unavailable.

How to get it

Enquire and apply at a BNU Timor branch, subject to the bank's identity, income, repayment capacity and credit checks; the actual limit and eligibility depend on approval.

Where to use

The website lists limits of $5,000 to $50,000 and up to 50 interest-free days, with a choice of repaying 10% to 100% of the statement balance; any balance not repaid in full is charged the published 20% annual rate.

Top-up methods

Credit cards cannot be topped up; repayment is by automatic debit from the linked BNU current account, and the website says choosing 100% repayment avoids interest.

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Fees & rates

Fees & rates
Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.