Credit cards · China
中信颜卡银联金卡标准卡 ✓
China · Credit cards · UnionPay / IC / NFC · Credit
CreditUnionPayICNFC
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyUnionPay / IC / NFC
Last verifiedAugust 2026
The standard Yan Card UnionPay gold card from China CITIC Bank, for everyday spending and online payments.
Core benefits
Core benefits✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features
Key features
Key features▣
Physical cardPhysical card supported
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Apple WalletNot supported
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Google WalletNot supported
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RechargeableNot supported
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RefundableNot supported
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UnionPayUnionPay / IC / NFC
Card information
Issuer中信银行
CountryChina
Card typeCredit cards
TechnologyUnionPay / IC / NFC
CurrencyCNY
Physical card✓ Yes
Apple Wallet✗ No
Google Wallet✗ No
Rechargeable✗ No
Refundable✗ No
Fees
Free / No fee information
How to get it
💳 Physical card
Buy from 中信银行 official channels or authorized outlets.
🔗 Official website
Visit the official website ↗
Fees & rates
Fees & ratesRecommended credit scoreGood or above
Frequently asked questions
View all →How do I earn the welcome bonus?›
See the issuer's latest terms and application page for specific rules.
Which partners can receive transferred points?›
See the issuer's latest terms and application page for specific rules.
Is there a foreign transaction fee?›
See the issuer's latest terms and application page for specific rules.
How is the annual fee charged or offset?›
See the issuer's latest terms and application page for specific rules.