Credit cards · Greece

Optima bank credit Mastercard ✓

Greece · Credit cards · Mastercard · Credit
CreditMastercard
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyMastercard
Last verifiedSeptember 2026

A personal credit card that supports eligible instalment transactions, with monthly statements and transaction history in online banking; cash advances and purchases have different terms.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

✈▣

Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
◉
Apple WalletAdd to Apple Wallet
G
Google WalletMobile payments supported
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RechargeableNot supported
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RefundableNot supported
⌁
MastercardMastercard

Card information

CountryGreece
Card typeCredit cards
TechnologyMastercard
CurrencyEUR
Physical card✓ Yes
Apple Wallet✓ Yes
Google Wallet✓ Yes
Rechargeable✗ No
Refundable✗ No

Fees

Free / No fee information

How to get it

Apply at an Optima bank branch; the website requires ID, a utility bill, the last two years' tax records and proof of income from your employer, subject to bank approval.

Fee details

This card is free or fee information is unavailable.

How to get it

Apply at an Optima bank branch; the website requires ID, a utility bill, the last two years' tax records and proof of income from your employer, subject to bank approval.

Where to use

For purchases wherever Mastercard is accepted; online payments, use abroad and ATM functions depend on the product's official terms and your card settings.

Top-up methods

Credit transactions are repaid via the monthly statement; repayments are not a prepaid top-up.

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★★★★★

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Fees & rates

Fees & rates
Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.