Credit cards · South Africa

Standard Bank Blue Credit Card ✓

South Africa · Credit cards · Mastercard · Credit
CreditMastercard
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyMastercard
Last verifiedSeptember 2026

A basic credit card for everyday spending. The website lists a minimum monthly income of R5,000; the credit limit and rate are set by the bank based on individual assessment.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletNot supported
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Google WalletNot supported
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RechargeableNot supported
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RefundableNot supported
⌁
MastercardMastercard

Card information

CountrySouth Africa
Card typeCredit cards
TechnologyMastercard
CurrencyZAR
Physical card✓ Yes
Apple Wallet✗ No
Google Wallet✗ No
Rechargeable✗ No
Refundable✗ No

Fees

Free / No fee information

How to get it

You must be 18 or over and provide an ID or passport, a recent payslip, three months of bank statements and proof of address from the last three months, with a monthly income of at least R5,000; applications go through credit and identity checks.

Fee details

This card is free or fee information is unavailable.

How to get it

You must be 18 or over and provide an ID or passport, a recent payslip, three months of bank statements and proof of address from the last three months, with a monthly income of at least R5,000; applications go through credit and identity checks.

Where to use

For purchases wherever Mastercard is accepted; online payments, use abroad and ATM functions depend on the product's official terms and your card settings.

Top-up methods

Credit transactions are repaid via the monthly statement; repayments are not a prepaid top-up.

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Fees & rates

Fees & rates
Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.