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Home / Christmas Island / Credit cards / Westpac Low Rate Mastercard
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Westpac Low Rate Mastercard ✓

Christmas Island · Credit cards · Mastercard · Credit
CreditMastercard
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyMastercard
Last verifiedSeptember 2026

Westpac Low Rate Mastercard is Westpac's low-interest credit card for channels supported by the Mastercard network; the current product page shows the pink physical card. Applications, limits and card delivery for Christmas Island residents are decided by Westpac based on address and credit checks.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletNot supported
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Google WalletNot supported
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RechargeableNot supported
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RefundableNot supported
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MastercardMastercard

Card information

IssuerWestpac
CountryChristmas Island
Card typeCredit cards
TechnologyMastercard
CurrencyAUD
Physical card✓ Yes
Apple Wallet✗ No
Google Wallet✗ No
Rechargeable✗ No
Refundable✗ No

Fees

Free / No fee information

How to get it

Applicants must meet Westpac's credit card age, residency, income and credit requirements and confirm that a Christmas Island address can be used for the application and card delivery.

Fee details

This card is free or fee information is unavailable.

How to get it

Applicants must meet Westpac's credit card age, residency, income and credit requirements and confirm that a Christmas Island address can be used for the application and card delivery.

Where to use

For shopping, online payments and ATMs wherever Mastercard is supported; exact coverage, limits and security settings follow the official terms.

Top-up methods

Credit cards don't need topping up; repay according to the monthly statement and due date, with interest, minimum payment and available credit set by the issuer's terms.

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Fees & rates

Fees & rates
Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.