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Credit cards · United Arab Emirates

Wio Credit ✓

United Arab Emirates · Credit cards · Mastercard · Credit
CreditMastercard
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyMastercard
Last verifiedSeptember 2026

A credit feature applied for and managed in the Wio Personal app, with cashback and instalments for eligible users. Confirm how the credit limit and account funds are used before transacting. This entry covers the in-app credit product; check the physical Wio card and debit account arrangements separately in the bank's terms.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardNot supported
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Apple WalletNot supported
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Google WalletNot supported
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RechargeableNot supported
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RefundableNot supported
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MastercardMastercard

Card information

CountryUnited Arab Emirates
Card typeCredit cards
TechnologyMastercard
CurrencyAED
Physical card✗ No
Apple Wallet✗ No
Google Wallet✗ No
Rechargeable✗ No
Refundable✗ No

Fees

Free / No fee information

How to get it

Apply from the official Wio Bank PJSC product page, provide the requested ID and income details and pass a credit check; eligibility, limit and rate depend on bank approval.

Fee details

This card is free or fee information is unavailable.

How to get it

Apply from the official Wio Bank PJSC product page, provide the requested ID and income details and pass a credit check; eligibility, limit and rate depend on bank approval.

Where to use

For online shopping and supported digital wallet payments; there is no physical card, and usage follows the official description.

Top-up methods

Credit transactions are repaid via the monthly statement; repayments are not a prepaid top-up.

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Fees & rates

Fees & rates
Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.