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Home / United States / Credit cards / Chase Freedom Flex® Credit Card
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Chase Freedom Flex® Credit Card ✓

United States · Credit cards · Mastercard / EMV / Contactless · Credit
CreditMastercardEMVContactless
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyMastercard / EMV / Contactless
Last verifiedAugust 2026

A no-annual-fee cashback credit card: activate each quarter to earn higher cash back in rotating bonus categories, plus extra rewards on Chase Travel, dining and drugstores. Quarterly bonuses have a spending cap.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletAdd to Apple Wallet
G
Google WalletMobile payments supported
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RechargeableNot supported
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RefundableNot supported
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MastercardMastercard / EMV / Contactless

Card information

CountryUnited States
Card typeCredit cards
TechnologyMastercard / EMV / Contactless
CurrencyUSD
Physical card✓ Yes
Apple Wallet✓ Yes
Google Wallet✓ Yes
Rechargeable✗ No
Refundable✗ No

Fees

Card price$0

How to get it

Apply on Chase's official page and pass a credit check. Quarterly category bonuses usually require activation each quarter; before applying, review the welcome bonus, intro APR, balance transfer fee and Mastercard-version benefits.

Fee details

Card price$0

How to get it

Apply on Chase's official page and pass a credit check. Quarterly category bonuses usually require activation each quarter; before applying, review the welcome bonus, intro APR, balance transfer fee and Mastercard-version benefits.

Where to use

Suited to people willing to track and activate bonus categories each quarter. Spending over the quarterly cap or outside the bonus categories earns the base rate.

Top-up methods

Credit cards cannot be topped up; repay monthly from a bank account. Even during an introductory APR period you must pay at least the minimum by the due date.

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Fees & rates

Fees & rates
Card price$0Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.