Credit cards · United States

Chase Freedom Unlimited® Credit Card ✓

United States · Credit cards · Visa / EMV / Contactless · Credit
CreditVisaEMVContactless
Official site ↗
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★★★★★
0 reviews
Launch date—
Card typeCredit cards
TechnologyVisa / EMV / Contactless
Last verifiedAugust 2026

A no-annual-fee cashback credit card with at least 1.5% cash back on everyday purchases and higher rates in categories such as Chase Travel, dining and drugstores; actual rewards follow the current official terms.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletAdd to Apple Wallet
G
Google WalletMobile payments supported
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RechargeableNot supported
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RefundableNot supported
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VisaVisa / EMV / Contactless

Card information

CountryUnited States
Card typeCredit cards
TechnologyVisa / EMV / Contactless
CurrencyUSD
Physical card✓ Yes
Apple Wallet✓ Yes
Google Wallet✓ Yes
Rechargeable✗ No
Refundable✗ No

Fees

Card price$0

How to get it

Apply on Chase's official page, subject to identity and credit checks. Before applying, check the current welcome bonus, the 0% intro APR period, the balance transfer fee and the variable APR after the intro period.

Fee details

Card price$0

How to get it

Apply on Chase's official page, subject to identity and credit checks. Before applying, check the current welcome bonus, the 0% intro APR period, the balance transfer fee and the variable APR after the intro period.

Where to use

Suited to people who want one no-annual-fee card for most everyday spending and prefer a simple flat base rate. If pairing it with a Chase travel card to combine Ultimate Rewards points, check the account and transfer rules first.

Top-up methods

Credit cards cannot be topped up. Pay the statement from a US bank account; a 0% intro APR does not remove the minimum payment requirement, and balance transfers may carry a fee.

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Fees & rates

Fees & rates
Card price$0Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.