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Home / United States / Credit cards / Chase Sapphire Preferred® Credit Card
Credit cards · United States

Chase Sapphire Preferred® Credit Card ✓

United States · Credit cards · Visa / EMV / Contactless · Credit
CreditVisaEMVContactless
Official site ↗
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★★★★★
0 reviews
Launch date2009-01
Card typeCredit cards
TechnologyVisa / EMV / Contactless
Last verifiedAugust 2026

A Chase personal travel rewards credit card with a $95 annual fee. Bookings through Chase Travel earn more points, and other travel and dining also earn Ultimate Rewards points. Rewards, rates and welcome offers vary by application channel.

Travel & rewards

Earn flexibly and enjoy travel and everyday life

Understand points, protections and payment benefits from daily spending to travel bookings.

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Core benefits

Core benefits
✈Travel pointsEarn points on travel and dining
◇Welcome bonusEarn extra rewards after meeting requirements
↻Flexible redemptionRedeem for travel, gifts and more
◎International useDesigned for travel and international spending
▣Travel protectionTravel-related benefits and support
✓Payment securitySupports mainstream secure payment features

Key features

Key features
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Physical cardPhysical card supported
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Apple WalletAdd to Apple Wallet
G
Google WalletMobile payments supported
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RechargeableNot supported
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RefundableNot supported
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VisaVisa / EMV / Contactless

Card information

CountryUnited States
Card typeCredit cards
TechnologyVisa / EMV / Contactless
CurrencyUSD
Physical card✓ Yes
Apple Wallet✓ Yes
Google Wallet✓ Yes
Rechargeable✗ No
Refundable✗ No

Fees

Card price$95

How to get it

Apply online from Chase's official product page. Applicants usually need a US address and a Social Security number or acceptable tax ID, and must pass a credit check. Chase considers credit history, income, debt and recent account openings; read the Pricing & Terms on the application page before submitting.

Fee details

Card price$95

How to get it

Apply online from Chase's official product page. Applicants usually need a US address and a Social Security number or acceptable tax ID, and must pass a credit check. Chase considers credit history, income, debt and recent account openings; read the Pricing & Terms on the application page before submitting.

Where to use

Suited to people willing to pay a moderate annual fee who travel or dine out often and want to use Ultimate Rewards points with Chase Travel or eligible airline and hotel partners. Check the latest foreign transaction terms before using it abroad.

Top-up methods

Credit cards cannot be topped up. Repay the statement from a Chase checking account, another bank account or other official payment channels; pay at least the minimum on time, and ideally in full to avoid interest.

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Fees & rates

Fees & rates
Card price$95Recommended credit scoreGood or above

Frequently asked questions

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How do I earn the welcome bonus?›

See the issuer's latest terms and application page for specific rules.

Which partners can receive transferred points?›

See the issuer's latest terms and application page for specific rules.

Is there a foreign transaction fee?›

See the issuer's latest terms and application page for specific rules.

How is the annual fee charged or offset?›

See the issuer's latest terms and application page for specific rules.